Legal Notice

Pretto is a trademark of FINSPOT, a simplified joint-stock company with a capital of 131,955.31 euros, with its registered office located at 42 rue de Paradis, 75010 Paris, Tel. +33 1 76 39 06 41, and registered with the Paris Trade and Companies Register under number 825 077 886. FINSPOT's intra-community VAT number is FR 86 825077886.

The pretto.fr website is published by FINSPOT and hosted by OVH, which can be contacted at the following address:

OVH, 2 rue Kellermann BP 80157, Roubaix CEDEX 1, Tel: +33 9 72 10 10 07

The publication director of the Pretto.fr website is Renaud Pestre, CEO of FINSPOT SAS.

FINSPOT is registered with ORIAS as a Banking and Payment Services Broker under number 17000916 (www.orias.fr), and is subject to the supervision of the Prudential Control and Resolution Authority (ACPR - www.acpr.banque-france.fr, 4 Place de Budapest, CS 92459, 75436 Paris Cedex 09 - Tel: +33 1 49 95 40 00, Fax: +33 1 49 95 40 48), and is covered by professional liability insurance with MARKEL under policy number 33100269.

Mandatory Information

Finspot SAS (Pretto) offers its users a mortgage simulation tool that allows them to assess the feasibility of their project and find the most advantageous offers and rates for their project.

Below you will find details about how Pretto services work, in accordance with articles L.111-7 and D.111-6 to D.111-11 of the French Consumer Code.

Under what conditions can users access Pretto services?

To learn about our terms and conditions, please read them here.

We also process personal data in accordance with our privacy policy available here.

Which institutions can be listed in Pretto simulation results?

The credit offers presented in the simulation results are proposed by credit institutions for which Pretto acts as an intermediary/broker in banking operations and payment services. Pretto is remunerated through commissions paid by lending credit institutions, in return for the distribution costs it bears directly and subject to the actual disbursement of the borrowed funds. There are therefore contractual links between Pretto and each of the institutions listed by Pretto.

How are credit offers ranked?

The results displayed following the simulation performed by the user are ranked according to the borrowing rate and the cost of credit offered by the banks. Pretto's algorithm tests numerous possible combinations with its partner banks to display the loan conditions that seem most relevant for your profile.

Are there sponsored offers?

No, Pretto does not receive any remuneration from listed professionals to influence the ranking of offers. Pretto never promotes one offer over another based on capital, contractual or financial links with credit institutions. Only the simulation performed based on user data determines the ranking of results.